Nina has over six years’ experience in the financial services industry, having started her career at Standard Bank South Africa as a Credit Risk Analyst, where she was involved in analysing and reporting on the performance of the Personal and Business Banking Credit portfolio. She went on to become a Business Analyst involved in the portfolio management of the Standard Bank Group Business & Commercial Clients Credit segment, coordinating various projects, and executing requests from the Chief Credit and Chief Risk Officers. After three years at Standard Bank, Nina joined the Risk Advisory team at Deloitte in Frankfurt, Germany, where she worked on projects that involved performing the IFRS 9 impairment calculations for a well-known German mobile bank and the improvement and digitisation of the risk management process for an association of German banks. Prior to joining Zeta, Nina joined IQ-EQ Guernsey’s Corporate division, where she was involved in the administration of a portfolio of corporate entities, providing comprehensive corporate secretarial and governance services and coordinating structured finance transactions. Nina holds a B.Com degree in Mathematical Science and a B.Com (Hons) degree in Financial Risk Management.